(Florida judgement) New Blog Network in Birmingham!

More info…
There is a new blog network in Birmingham, Alabama! The Realtors at Weichert, Realtors – Access Realty have joined together and created the only real estate blogging network in Birmingham.

The blogs are titled simply by their city names such as: Homewood Homes, Hoover Real Estate, etc., making them easy to find.

The blogs contain the latest homes for sale and real estate news about the local communities. I have included links to the citys that are up on my link list to the right. Check them out!

Generating Online Interest in Your Property
The internet is all the rage when it comes to real estate. According to the National Association of Realtors, when a buyer starts thinking of buying, the first place they turn is the internet. Just 10 years ago – it was getting in the car and driving around.

With gasoline prices approaching $3 a gallon, more and more people will search online first before they do any driving.

So – if you are an agent or a seller, how do you get your property noticed online?

Let’s talk about being an agent first. If you are with a national franchise and/or your company is affiliated with the local board of Realtors, there is a good chance that your listings will get streamed to Realtor.com. Relator.com is the #1 property search engine in the world and just keeps getting bigger and better. The site is ranked by Alexa.com as the #8 site – in the WORLD. That’s pretty big. Real estate agents already have this site in their favor.

As a home seller, you do not have such an advantage. You can either buy into one of the FSBO (For Sale By Owner) products out there that will put your home on the internet for you, or you can put up your own site and sales page for your home. Of course, if someone is searching for a home in your area, and your site doesn’t come up on the first page or two of the major search engines, no one will ever see it.

With people shopping more online and doing less driving around, it puts todays home sellers (those selling without an agent) at a pretty big disadvantage. If they would list their home with an agent whose company has a popular internet presence, their home would sell a lot faster because of the increased exposure.

Our company site is such a site. If you go to Google and search on “Birmingham Alabama Homes for Sale”, you will see that the Access Realty site comes in at #3 or #4 on the first page. That’s a huge advantage for anyone who wants to sell a home in Birmingham.

One other way to sell a home is to generate a large roster of interested buyers. This can be accomplished online by setting up what are called mini-sites designed to capture llists of people who are currently in the market for a home. This works great for real estate agents but may not work so well with a seller of just one home. You can get more information on these mini-sites and how to accomplish this HERE. As I said before, this type of buyer generation works extremely well these days because almost everyone shops online before getting in the car and driving around looking for homes.

Alabama Real Estate in Recovery
(Birmingham, AL) The Alabama real estate market is already recovering from recent lows. Evidence is everywhere.

Inventories of property on the market hit an all time high at the end of november 2007 into the first of December 2007. Since then, the inventory of property for sale has been shrinking. This is always the first sign. As property inventories decrease, the demand for property rises. This causes price support and shores up values.

Mortgage applications, or new people applying for a home loan, increased 12% just last week. This is yet another sign that more buyers are entering the market to buy a home. If you combine this with the fact that inventories are shrinking, it doesn’t take a genius to see that values will stop declining soon and prices will again start to rise.

New Listings
New listings coming soon!

Broker
Access Realty, Inc.
1-800-840-0165

set aside judgement

(Collect judgement) Helping buyers and sellers save thousands of dollars every day!

More info…

———————————————-
The following are the links to the selected listings.

Details 331358, 5020 GIHON CIR, TRUSSVILLE, AL – $308,900.00
Details 338932, 5012 GIHON CIR, TRUSSVILLE, AL – $308,900.00
Details 339702, 7913 COUNTRY CLUB DR, TRUSSVILLE, AL – $309,900.00
Details 346229, 4966 JOAB CIR, TRUSSVILLE, AL – $309,900.00
Details 344631, 6229 JONATHANS WAY, TRUSSVILLE, AL – $309,900.00
Details 347557, 6672 SERVICE RD, TRUSSVILLE, AL – $309,900.00

Or Click Here to go view all listings at once.

If your email program doesn’t support an HTML url, then copy and paste the following
address to your browser’s address box. Make sure you copy and paste the
entire link; it may appear on multiple lines.

http://bhammls.net/BAARReports/listings.asp?ID=WMI5467956

REALTORS: REAL-Service REAL-Expertise.
You can also visit http://www.Access1000.com to perform your own property search.

Broker
WEICHERT, REALTORS – Access Realty, Inc.
1-800-840-0165

ePartners comes to Alabama
ePartners is making it’s debut in Alabama in 492 cities statewide. ePartners is a nationwide relocation network that allows anyone to search for and find properties for sale in any city any time.

The local cities are affiliated with an agent or team of real estate agents who work the areas and are specialists in properties in each city. They can help members of the homebuying or homeselling public find exactly what they are looking for.

The ePartners network also contains specific city information on schools and neighborhoods, shopping and restaurants, and parks and recreation.

Sellers can market their homes through the nationwide network and buyers can easily find them from anywhere in the United States.

Some of the main sites are very easy to find: Alabamawebpage.com, Montgomerywebpage.com are examples of url’s that make this network very consumer friendly.

The ePartners network also allows real estate agents to easily get plugged into a nationwide relocation and referral network.

ePartners is set to take off in early December 2006. We will be watching.

civil judgement

(Judgement recovery) Open Houses in Birmingham!

More info…
Now there’s an easy way to find the open houses in the Birmingham, AL area with just the click of your mouse.

Weichert, Realtors – Access Realty has just launched www.8YellowBalloons.com

Tune in to 8yellowballoons.com every week to see where the open houses are going to happen. You would drive around looking but it’s a lot easier with a map.

You can also custom design your own Open House Home Tour!

ePartners comes to Alabama
ePartners is making it’s debut in Alabama in 492 cities statewide. ePartners is a nationwide relocation network that allows anyone to search for and find properties for sale in any city any time.

The local cities are affiliated with an agent or team of real estate agents who work the areas and are specialists in properties in each city. They can help members of the homebuying or homeselling public find exactly what they are looking for.

The ePartners network also contains specific city information on schools and neighborhoods, shopping and restaurants, and parks and recreation.

Sellers can market their homes through the nationwide network and buyers can easily find them from anywhere in the United States.

Some of the main sites are very easy to find: Alabamawebpage.com, Montgomerywebpage.com are examples of url’s that make this network very consumer friendly.

The ePartners network also allows real estate agents to easily get plugged into a nationwide relocation and referral network.

ePartners is set to take off in early December 2006. We will be watching.

Post License Class

collect judgement

(Bank short sale) Post License Class

More info…

Open Houses in Birmingham!
Now there’s an easy way to find the open houses in the Birmingham, AL area with just the click of your mouse.

Weichert, Realtors – Access Realty has just launched www.8YellowBalloons.com

Tune in to 8yellowballoons.com every week to see where the open houses are going to happen. You would drive around looking but it’s a lot easier with a map.

You can also custom design your own Open House Home Tour!

VA Loan Secrets YOU need to know
The Veterans Housing Act allows the Department of Veterans Affairs to guarantee a home or mobile home loan. While eligibility is still determined by VA, the benefits vary depending on when you served in the military and the type of service. While those currently or previously on active duty are allowed benefits after serving anywhere between 90 days to 24 months, depending on the year, reservist and national guard members never called to duty, will need to contact VA to determine eligibility.

While most consumers feel VA gives a borrower a loan, VA only guarantees loans in case of default. Loan approvals are made on their behalf by approved lenders. VA does require all homes be appraised by a VA roster appraiser and there are only special circumstances in which VA reviews a loan for credit determination.

VA Home financing allows 100% financing, 4% seller contribution, limits what a borrower can pay in the form of closing costs, provides excellent interest rates and does not require perfect credit. A VA loan will consider approval for a borrower with no credit. It is by far the best loan program available, and it is only for veterans.

Can my Agent Give me a Rebate?
I hear this questions a lot in the daily real estate game, “can you give us part of our fee back after the closing?”

The answer is yes but only if done in a certain way.

RESPA, the Real Estate Settlement Procdures Acts, requires a couple of things that need to be mentioned. The first thing is that payment cannot be made for services not performed. The second one is that if any payments are made, they must be disclosed on the HUD-1 Settlement Statement.

Futher, Alabama License Law, and most states License Laws, require that no “rebate” be made to any party in a real estate transaction from another party. Another section of the code also requires that the TRUE terms of a real estate transaction be diclosed to the lender or lending institution.

What does all this mean? For starters, if your agent says they can give you cash back after the closing, in nearly every case, this is both against case law and the license law governing the licensees in your state. So – in short – don’t do it. If you are a participant in a transaction and you recieve cash back later, after the closing takes place, then you are participating in loan fraud. Fraud is a crime. Because the lender didn’t know that you were receiving additional cash proceeds from the sale, they are not aware of the TRUE details of the transaction. Alomst every loan program for the purchase of a home has the provision that the buyer cannot receive what is called “cash out” – that is – get money back when they make a purchase. This, in essence, would be overfinancing the home. on a refinance, however, this is okay.

The way to get a credit back from your agent is to have the credit put on the settlement statement as a CREDIT to you and then the credit is applied to any costs you have to pay at the closing table. This applies whether you are buying or selling.

Basic Rule of them: If you can put the cash payment on the HUD-1 settlement statement so that it is disclosed to all parties, including the lender, chances are it’s AOK to do it.

credit judgement

Next Page »